Effective April 12, 2005

Payne Education Center is strongly committed to protecting the privacy of its customers. You will find a link to this Online Privacy Policy on our homepage as well as at every point where personal information about you is collected. This Online Privacy Policy applies only to this domestic Web site, and since minors are not eligible to use our services, we ask that minors do not submit information to us.

Information We Collect.
When you visit the Payne Education Center site, we may collect your IP address and the pages requested. Your IP address identifies your Internet Service Provider, but it does not identify you as an individual. We use this information for internal purposes to monitor the number of visitors to our Web site, the pages visited and the average amount of time spent on the Web site.

If you send us an email message or sign up for our online newsletter, we may collect your email address.

How We Use Your Information.
We use the information you provide us to monitor our Web site or to provide the service that you have requested (i.e. answer your question or send you our monthly newsletter). We may share the information that you provide us with our subsidiaries, affiliates, licensees and business partners.

Payne Education Center uses "cookies" to collect and store information. A "cookie" is a file that contains data that a Web site server stores on your computer's hard drive. Your information is stored in the cookie, and we can recognize you when you return to our Web site. You may avoid the use of cookies by electing to "turn off cookies" on your browser settings; however, you will limit the functionality we can provide to you on our Web site.

Data Security.
To maintain data integrity and protect against unauthorized access to your personal information, your transmissions are protected by Secure Socket Layer (SSL) encryption. VeriSign 128-bit is the SSL encryption technology used by Payne Education Center. The VeriSign technology enables 128-bit encryption with both the export and domestic versions of Netscape and Microsoft Internet Explorer Web browsers.

Consent.
Your use of this Web site to send us personal information about yourself constitutes your consent to Payne Education Center's collection, storage, use and sharing of your personal information pursuant to the terms contained in this Online Privacy Policy.

You have the right to access and correct your personal information. You can review, update, delete and change your personal information by sending us an email at Heather Griswold.

Policy Changes.
If we decide to change this Online Privacy Policy, we will post the changes here, so you will always know what information we gather and how we use that information.